Stable finance for the Pacific — pUSD / PDD
Volatile currency fluctuations create uncertainty for cross-border transactions
Fragmented payment infrastructure makes inter-island commerce difficult
Traditional banking incurs significant costs for small transactions
MSMEs struggle to access working capital due to limited credit infrastructure
Make capital travel safely and efficiently
PDD turns fragmented routes into predictable lanes.
A unified stable finance platform that bridges islands, enables seamless payments, delivers transparent yield, and unlocks credit for Pacific businesses.
Users deposit USDC/USDT into the pUSD system, backed by transparent reserves
Receive stable pUSD tokens for deposits, usable across the Pacific network
Access yield, make payments, or secure credit for your business needs
Stability
Governance
Operations
Predictable yield, powered by transparent reserves
Capped, sustainable
Launch phase
Enterprise-grade
Like trade winds pushing boats along predictable routes, our yield system provides stable, capped returns backed by verified reserves and transparent operations.
Third-party verifications ensure transparency and compliance. All reserves are regularly attested.
1:1 backing with USDC reserves. Real-time liquidity monitoring and automated safeguards.
Governance-controlled caps on minting, yield rates, and single-entity exposure limits.
Calm, factual approach to risk management. No promises, only verified outcomes.
Cross-island money transfers with stable value and low fees. No FX volatility risk.
QR code and RTP integrations enable seamless merchant payments across the Pacific.
Credit facilities for small businesses, backed by transparent on-chain collateral.
Launch initial yield vault with limited TVL cap. Test operations and partner integrations.
Q4 2025Establish partnerships with payment processors and financial institutions.
Q1 2026Deploy QR code payment infrastructure for merchant acceptance.
Q2 2026Introduce payment cards and expand non-banking financial services.
Q3 2026Capped, transparent yield; fees accrue as the fleet scales
Standard SAFE terms with investor protections
Fixed yield with principal protection. Be an early customer-investor.
Experienced fintech and DeFi leadership
Pacific finance and regulatory experts
Yield partners and infrastructure providers